Financial Assessment & Money Management Officer – ASC
About the job
Salary: £30,024 - £32,597 a year pro rata
Hours per week: 37
Contract type: Fixed term 12 months
This position is available as a secondment opportunity for 12 months. If you are a permanent LBC employee, you must have written approval (an email will suffice) from your manager prior to applying and a copy will need to be submitted with your application. Please note: we will not be able to proceed with your application form without your manager’s permission.
Luton Borough Council’s Adult Social Care team is seeking a Financial Assessment & Money Management Officer to play a key role in supporting some of our most vulnerable residents. You will carry out financial assessments for individuals receiving care packages—both residential and non-residential—to ensure that charging and contributions are applied fairly, in line with legislation and council policy.
In addition, you will act as an Appointee through the Department for Work and Pensions (DWP) and as a Deputy through the Court of Protection, managing the financial affairs of citizens who are unable to manage their own finances. This vital role helps safeguard the financial wellbeing of vulnerable adults, ensuring their income and assets are protected and used in their best interests.
Key Responsibilities
- Carry out accurate and timely financial assessments for adults in receipt of care services.
- Manage the financial affairs of vulnerable individuals as an Appointee or Deputy, ensuring all financial decisions are made in their best interest.
- Negotiate on behalf of service users to maximise their income and capital, ensuring financial stability.
- Budget, pay bills, manage liabilities, and make secure financial transactions via online banking on behalf of individuals.
- Work both independently and as part of a team to meet strict deadlines and manage competing demands.
- Interpret and apply complex legislation relating to adult social care charging, welfare benefits, and financial regulations.
- Collaborate with internal departments, external agencies, and financial institutions to deliver the best outcomes for residents.
- Communicate clearly and sensitively with service users, their representatives, and colleagues, providing accurate financial advice and support.
- Use various IT systems and software to extract and analyse complex financial information to inform decisions.
- Promote equality, inclusion, and fairness in line with the Council’s values and statutory responsibilities.
Please note this role does not attract sponsorship.
About you
You’ll be a highly organised and detail-oriented individual with a strong understanding of financial management and social care charging legislation. You will have the confidence to make independent financial decisions on behalf of others, while demonstrating compassion and integrity in everything you do.
Essential Skills and Experience:
- 5 GCSEs (or equivalent) including English and Maths.
- Proven ability to plan and prioritise workloads, meet immovable deadlines, and manage competing demands.
- Knowledge of adult social care charging legislation.
- Strong understanding of welfare benefits, personal budgeting, or debt management.
- Confident in interpreting complex regulations and performing detailed financial calculations.
- Excellent communication skills—both written and verbal—with the ability to adapt your approach to different audiences.
- Proficiency in using IT systems for financial management and record keeping.
- Full driving licence and ability to travel within the Borough for meetings, home visits, and assessments.
Desirable:
- Experience of working within a local authority or public sector financial assessment or money management service.
- Understanding of Court of Protection and DWP Appointeeship processes.
Why Join Us?
At Luton Council, we’re proud of our strong community values and commitment to improving lives. You’ll be joining a dedicated team that puts people first, where your work makes a real difference every day.
We offer:
- Competitive salary and benefits package.
- Flexible working arrangements.
- Comprehensive training and professional development.
- A supportive, inclusive, and collaborative working environment.
Ready to make a difference?
Apply now and help us ensure that Luton’s most vulnerable adults receive the financial support and protection they deserve.
About us
Our ambitious Luton 2040 Vision – that no-one in Luton will have to live in poverty – is at the heart of everything we do. We recognise that our people are remarkable, talented, committed and passionate about serving our residents.
The people of Luton depend heavily on this council – and that means our workforce! Are you ready to realise the remarkable and help us deliver our vision?
We welcome applications from all sections of the community and are committed to developing a workforce that reflects the diversity of our borough
Application Process
Because of the nature of this job, it will be necessary for the appropriate level of criminal record disclosure to be undertaken. This post is exempt from the Rehabilitation of Offenders Act 1974 and therefore applicants are required to declare all unspent cautions and convictions; and also any adult cautions (simple or conditional), and spent convictions that are not protected as defined by the Rehabilitation of Offenders Act 1974 (Exceptions) Order 1975 (as amended in 2020). A person’s criminal record will not in itself prevent a person from being appointed to this post. Applicants will not be refused posts because of offences which are not relevant to, and do not place them at or make them a risk in, the role for which they are applying. However in the event of the employment being taken up, any failure to disclose such offence, as detailed above, will result in dismissal or disciplinary action by the Authority.
On occasions, we may close a vacancy early due to a very high number of applications being received.
Benefits
We offer a range of excellent staff benefits which include:
- From 25 to 32 days’ annual leave: linked to length of service and grade
- Buying annual leave scheme: buy up to 20 days additional annual leave
- Career Pathways: step up in your career or move into a specialist area
- Pension scheme: with generous employer contributions of up to 20.2 per cent (at July 2023) and 3x salary death in service grant
- Generous relocation package: up to £8,000 (subject to eligibility)
- Employee Assistance Programme: a free, 24/7 confidential counselling and wellbeing support service available to all employees, their partner or spouse and dependent children over 16 still living at home
- Work/life balance: flexible working options including working from home where possible. We welcome requests for flexible working arrangements including part-time hours and alternative working patterns
- Training and support: unlimited access to development courses, mentoring and support and clear career pathways
- Staff offers: includes discounts on your MOT, gym and fitness, restaurants and salons
- Arriva Travel Club: great value savings on local bus travel
How to apply
We understand that job applications take time and effort, but a high-quality application shows that you are professional with a good attention to detail. The recruiting manager may receive a number of applications for each job advertised so you want yours to stand out!
Our ‘How to apply' page has more tips to help with your application: How to apply
Available documents
Attached documents are available under links. Clicking a document link will initialize its download.Salary range
- £30,024 - £32,597 per year