Portfolio Management Loans Support Manager

Homes England

City Walk, Holbeck, Leeds LS11 9AT, UK

Hybrid

Expires: Expiring in less than 3 weeks

Flexible

£50,000 per year

Job summary

This is a unique opportunity to join the NHB at a pivotal moment in housing delivery and to be part of the growth of the Agency's Loans Portfolio Management team, shaping the future of housing and regeneration in a national organisation with real social purpose. The Portfolio Management team is responsible for managing a wide range of debt finance loan investments, ensuring the successful delivery of homes and infrastructure, timely deployment and repayment of funds, and proactive management of emerging risks.

Working within the Structured Real Estate and Infrastructure Finance Portfolio Management team led by David Scurr, you will work collaboratively with a Senior Portfolio Manager supporting the management of a portfolio of debt transactions and partner relationships, as part of a small but highly experienced team committed to delivering meaningful outcomes and supporting housing delivery at scale. Typical loan ticket sizes exceed £25m.

Job description

This is an opportunity to further develop strong technical skills and experience, supporting the management of a portfolio of complex debt instruments across a variety of sub-sectors with excellent opportunities for further career development for successful candidates. Working closely with a Senior Portfolio Manager, you will develop accountability for portfolio performance, risk management, governance and delivery across a number of key debt areas:

Revolving Credit Facility: Providing support in conjunction with commercial lenders to target multi-site facilities and complementary land loans. This will directly support housing delivery and enable SME developers to grow. We will support commercial lenders through our risk appetite and provision of core debt to support the revolving capacity of these loans.

Senior and Mezzanine Debt: This is an offering to mid-size developers that are seeking funding at a project level, with a particular focus on Build to Rent, later living, and partners taking forward brownfield regeneration. This product leverages external capital or provide senior funding to bring forward projects.

Corporate Balance Sheet: Balance sheet lending both directly and alongside commercial lenders to support housebuilders to grow and support the acceleration of housing delivery. This includes lending to master developers and businesses specialising in Modern Methods of Construction.

Infrastructure Lending: Provision of long-term Loans (up to 15 years) to large housebuilders and master developers to meet upfront infrastructure needs ranging from roads to placemaking. We have the capability to lend into single and multi-site opportunities and undertake balance sheet lending for larger operators.

Working in collaboration with a Senior Portfolio Manager you will engage with lending counterparties and internal stakeholders across Risk, Legal, Finance and Origination, supporting:

• Effective portfolio performance and high-quality stewardship of public funds

• Robust risk management, including early identification and mitigation of issues

• Timely and well-evidenced credit submissions, approvals, and legal processes in line with delegated authority

• Compliance with transaction agreements and governance requirements.

Portfolio Management is delivery-focused and customer-centric. We take a pragmatic and innovative approach to complex challenges, balancing commercial outcomes with public accountability. We work collaboratively and flexibly, valuing diversity of experience and perspective to support strong decision-making.

Person specification

Whilst our day job is to manage a portfolio of complex debt instruments and to deliver first class customer service to our borrowers, you will be used to looking for ways to improve and innovate.

You'll be highly motivated, well organised, task focused with good analytical skills, with developing experience in managing and varying complex debt structuring solutions, underpinned by commercial lending, investment and risk management skills and experience.

You will have experience in banking or investment management, ideally with a real estate focus with financial and investment modelling capability considered beneficial. You'll be comfortable supporting the Agency’s Strategic Objectives with good communication and report writing skills.

Delivering on a mission as bold as ours isn’t always easy. You will be resilient and comfortable managing stakeholders and partners at a senior level, and your discussions will always be shaped by a good understanding of our strategic priorities, risk appetite and the commercial and operational impact of what we do as a front-line portfolio management team. You will enjoy working in an innovative, fun, and engaging way and be able to negotiate and influence.

As a developing real estate banking professional, you’ll understand how to manage and build relationships with colleagues and partners and be able to demonstrate you can work with others as part of a team in a collaborative, inclusive way.

Benefits

Homes England is an executive non-departmental public body with its own terms and conditions, benefits and pension scheme. We are a government agency working in partnership with the private sector and want to employ and retain great people. In return we offer a range of excellent benefits, some of the key benefits include:

Holiday - Homes England offers all staff 33 days annual leave per year in addition to 8 statutory bank holidays.

Working Flexibly - At Homes England we have a strong culture of flexible working and encourage all employees to have a healthy work/life balance. We offer a wide range of potential working patterns, including part time, job share and compressed hours.

Health and Wellbeing - We offer health screening with Nuffield Proactive Health Clinics, a free Employee Assistance Programme which offers confidential support 24 hours a day, 7 days a week as well as access to Occupational Health.

Professional Development - At Homes England we are committed to your continued professional and personal development with learning as one of our core values. We pay for one job-related professional membership subscription per year for our employees.

We also offer an excellent range of family friendly benefits, for example, maternity, paternity, shared parental leave

Things you need to know

Artificial intelligence

Artificial intelligence can be a useful tool to support your application, however, all examples and statements provided must be truthful, factually accurate and taken directly from your own experience. Where plagiarism has been identified (presenting the ideas and experiences of others, or generated by artificial intelligence, as your own) applications may be withdrawn and internal candidates may be subject to disciplinary action. Please see our candidate guidance (opens in a new window) for more information on appropriate and inappropriate use.

Selection process details

How to apply?

To apply please follow the links to our careers page.

Security

Successful candidates must pass a disclosure and barring security check.

Selection process details

For more information on the role, please see the attached Job Description.

Successful applicants will be advised of the outcome of their application and interviews held as soon as practical after the closing date. Feedback will only be provided if you attend an interview or assessment. We would like to take this opportunity to thank you for your interest in this role and Homes England.

Please note – Homes England has a responsibility to ensure compliance with HMG Baseline Personnel Security Standard to address the potential problems of identity fraud, illegal working and deception generally. To ensure compliance we will carry out a pre-employment Personal Identity and Vetting Report through Experian to meet the standard and you will therefore be asked to provide certain information in order that the verification check can be carried out if you are successful in your application.

Homes England are an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates. We are proud to be an equal opportunities employer that values and respects the people who work for us. Our aim is to be an employer of choice, enabling everyone to reach their full potential.

Homes England is committed to protecting the privacy and security of your personal data. For further information please refer to our Privacy Notice which can be viewed here:

https://www.gov.uk/government/organisations/homes-england/about/personal-information-charter

Nationality requirements

Open to UK, Commonwealth and European Economic Area (EEA) and certain non EEA nationals. Further information on whether you are able to apply is available here.

Working for the Civil Service

Please note this Post is NOT regulated by the Civil Service Commission.

The Civil Service embraces diversity and promotes equality of opportunity. There is a guaranteed disability confident interview scheme for candidates with disabilities who meet the minimum selection criteria.

Further information

Once this job has closed, the job advert will no longer be available. You may want to save a copy for your records.

Feedback will only be provided if you attend an interview or assessment.

Security

Successful candidates must undergo a basic (or equivalent) criminal record check.People working with government assets must complete baseline personnel security standard (opens in new window) checks.

Nationality requirements

This job is broadly open to the following groups:

UK nationals
nationals of the Republic of Ireland
nationals of Commonwealth countries who have the right to work in the UK
nationals of the EU, Switzerland, Norway, Iceland or Liechtenstein and family members of those nationalities with settled or pre-settled status under the European Union Settlement Scheme (EUSS) (opens in a new window)
nationals of the EU, Switzerland, Norway, Iceland or Liechtenstein and family members of those nationalities who have made a valid application for settled or pre-settled status under the European Union Settlement Scheme (EUSS)
individuals with limited leave to remain or indefinite leave to remain who were eligible to apply for EUSS on or before 31 December 2020
Turkish nationals, and certain family members of Turkish nationals, who have accrued the right to work in the Civil Service

Further information on nationality requirements (opens in a new window)

Working for the Civil Service

Please note this Post is NOT regulated by the Civil Service Commission.The Civil Service embraces diversity and promotes equal opportunities. As such, we run a Disability Confident Scheme (DCS) for candidates with disabilities who meet the minimum selection criteria.

Diversity and Inclusion

The Civil Service is committed to attract, retain and invest in talent wherever it is found. To learn more please see theCivil Service People Plan (opens in a new window) and the Civil Service Diversity and Inclusion Strategy (opens in a new window).

Apply and further information

The Civil Service welcomes applications from people who have recently left prison or have an unspent conviction. Read more about prison leaver recruitment (opens in new window).Once this job has closed, the job advert will no longer be available. You may want to save a copy for your records.

Contact point for applicants

Salary range

£50,000 per year