Senior Financial Analysis and Credit Risk Manager - (P2101N)

Job summary

Working in a team with our Head of Financial Due Diligence, the Senior Financial Analysis and Credit Risk Manager will play a critical role in performing and reviewing risk-based financial due diligence and credit risk assessments on Homes England’s partners including SME’s, Plc’s, LLP’s, Local Authorities and Registered Providers within the housebuilding and construction sectors.

The job holder will be a qualified chartered accountant or qualified banker with experience of credit risk assessment and/or financial analysis within an accountancy/lending institution. They will be required to undertake detailed financial analysis to support the management and mitigation of credit risk in line with risk appetite.

This includes the calculation and in-depth analysis of complex financial and project specific information to provide a professional opinion on the creditworthiness of our partners. You will be joining our small but highly skilled and professional team who are committed to making positive change in how risk is managed at Homes England.

Our Head of Financial Due Diligence is dedicated to delivering a first-class customer service which supports the management of the financial risks that Homes England are, or may soon be exposed to. The team believes in working in a flexible way to foster good decision making and problem solving within their team.

This is a rare chance to shape the future risk management of a fast growing, national organisation with real social purpose. Working with key stakeholders and a professional, diverse team you will ensure efficient, consistent and effective risk reporting of financial standing, the financial risks involved in a transaction and how these may be treated.

Job description

You'll be comfortable supporting Homes England management with complex financial issues, aiming to give a sound professional opinion on the financial standing of a diverse range of partners. You will be proficient in influencing decision makers on the financial standing of potential Homes England partners and effectively communicating (both written and verbal) key risks, issues and recommendations to support decision making.

Delivering on a mission as bold as ours isn’t always easy. You will be resilient and comfortable managing stakeholders at a senior level and your discussions will always be shaped by a good understanding of the commercial and operational impact of what we do as a Risk team. You will enjoy working in an innovative, fun and engaging way and be able to negotiate and persuade.

As an experienced finance professional you’ll understand how to manage colleagues and be able to demonstrate you can work with others as part of a team in a collaborative, inclusive way.

Person specification

Essential:

Qualified chartered accountant or qualified Banker with experience of credit risk management and/or financial analysis within accountancy/lending institution.

Experience:

Essential:

• Proven track record of conducting in-depth financial analysis in an accounting/lending institution or comparable organisation
• Demonstrated ability to translate complex financial data into clear opinions and recommendations
• Experience of working and communicating with all levels of personnel
• Experience of positively influencing colleagues at all levels of the organisation
• Demonstrable track record of strong performance, attention to detail, working both independently and as part of a team

Desirable:

• Experience within a property / regeneration / housing environment
• Experience within the Government environment
• Experience within a banking and or financial/services environment
• Experience of initiating and delivering process improvements

Knowledge and Skills:

Essential:

• Proficient in the use of standard Office IT products, Word, Excel, PowerPoint
• Must be able to demonstrate ability to successfully manage challenging workloads and meet deadlines
• Must be able to absorb additional work and contribute to wider team objectives and priorities
• Ability to present detailed financial information in an accurate, clear and understandable way to a variety of audiences in Homes England
• Proven ability to lead, motivate, and develop individuals and teams

Desirable:

• Knowledge of the UK housing market and issues affecting this and the role of Homes England

Benefits

Homes England is an executive non-departmental public body with its own terms and conditions, benefits and pension scheme. We are a government agency working in partnership with the private sector and want to employ and retain great people. In return we offer a range of excellent benefits, some of the key benefits include:

Holiday - Homes England offers all staff 33 days annual leave per year in addition to 8 statutory bank holidays.

Working Flexibly - At Homes England we have a strong culture of flexible working and encourage all employees to have a healthy work/life balance. We offer a wide range of potential working patterns, including part time, job share and compressed hours.

Health and Wellbeing - We offer health screening with Nuffield Proactive Health Clinics, a free Employee Assistance Programme which offers confidential support 24 hours a day, 7 days a week as well as access to Occupational Health.

Professional Development - At Homes England we are committed to your continued professional and personal development with learning as one of our core values. We pay for one job-related professional membership subscription per year for our employees.

We also offer an excellent range of family friendly benefits, for example, maternity, paternity, shared parental leave.

Things you need to know

Artificial intelligence

Artificial intelligence can be a useful tool to support your application, however, all examples and statements provided must be truthful, factually accurate and taken directly from your own experience. Where plagiarism has been identified (presenting the ideas and experiences of others, or generated by artificial intelligence, as your own) applications may be withdrawn and internal candidates may be subject to disciplinary action. Please see our candidate guidance (opens in a new window) for more information on appropriate and inappropriate use.

Selection process details

How to apply?

To apply please follow the links to our careers page.

Security

Successful candidates must pass a disclosure and barring security check.

Selection process details

For more information on the role, please see the attached Job Description.

Successful applicants will be advised of the outcome of their application and interviews held as soon as practical after the closing date. Feedback will only be provided if you attend an interview or assessment. We would like to take this opportunity to thank you for your interest in this role and Homes England.

Please note – Homes England has a responsibility to ensure compliance with HMG Baseline Personnel Security Standard to address the potential problems of identity fraud, illegal working and deception generally. To ensure compliance we will carry out a pre-employment Personal Identity and Vetting Report through Experian to meet the standard and you will therefore be asked to provide certain information in order that the verification check can be carried out if you are successful in your application.

Homes England are an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates. We are proud to be an equal opportunities employer that values and respects the people who work for us. Our aim is to be an employer of choice, enabling everyone to reach their full potential.

Homes England is committed to protecting the privacy and security of your personal data. For further information please refer to our Privacy Notice which can be viewed here:

https://www.gov.uk/government/organisations/homes-england/about/personal-information-charter

Nationality requirements

Open to UK, Commonwealth and European Economic Area (EEA) and certain non EEA nationals. Further information on whether you are able to apply is available here.

Working for the Civil Service

Please note this Post is NOT regulated by the Civil Service Commission.

The Civil Service embraces diversity and promotes equality of opportunity. There is a guaranteed disability confident interview scheme for candidates with disabilities who meet the minimum selection criteria.

Further information

Once this job has closed, the job advert will no longer be available. You may want to save a copy for your records.

Contact point for applicants

Name: Recruitment Team

Email: recruitmentinfo@homesengland.gov.uk

Feedback will only be provided if you attend an interview or assessment.

Security

Successful candidates must undergo a criminal record check.People working with government assets must complete baseline personnel security standard (opens in new window) checks.

Nationality requirements

This job is broadly open to the following groups:

• UK nationals
• nationals of the Republic of Ireland
• nationals of Commonwealth countries who have the right to work in the UK
• nationals of the EU, Switzerland, Norway, Iceland or Liechtenstein and family members of those nationalities with settled or pre-settled status under the European Union Settlement Scheme (EUSS) (opens in a new window)
• nationals of the EU, Switzerland, Norway, Iceland or Liechtenstein and family members of those nationalities who have made a valid application for settled or pre-settled status under the European Union Settlement Scheme (EUSS)
• individuals with limited leave to remain or indefinite leave to remain who were eligible to apply for EUSS on or before 31 December 2020
• Turkish nationals, and certain family members of Turkish nationals, who have accrued the right to work in the Civil Service

Further information on nationality requirements (opens in a new window)

Working for the Civil Service

Please note this Post is NOT regulated by the Civil Service Commission.The Civil Service embraces diversity and promotes equal opportunities. As such, we run a Disability Confident Scheme (DCS) for candidates with disabilities who meet the minimum selection criteria.

Diversity and Inclusion

The Civil Service is committed to attract, retain and invest in talent wherever it is found. To learn more please see theCivil Service People Plan (opens in a new window) and the Civil Service Diversity and Inclusion Strategy (opens in a new window).

Apply and further information

The Civil Service welcomes applications from people who have recently left prison or have an unspent conviction. Read more about prison leaver recruitment (opens in new window).Once this job has closed, the job advert will no longer be available. You may want to save a copy for your records.

Contact point for applicants

Job contact :

• Name : Recruitmentinfo@homesengland.gov.uk
• Email : Recruitmentinfo@homesengland.gov.uk

Recruitment team

• Email : Recruitmentinfo@homesengland.gov.uk