Policy Adviser – Prudential Banking

Job summary

If you’re interested in making a difference to people’s lives, the Treasury can offer an exciting opportunity to influence decision making that affects the whole. Working at the heart of government, we collaborate to promote responsible public spending and drive sustainable economic growth.

Our work ranges from protecting customers through financial regulation and supporting a greener economy, to promoting British trade and supporting people across the country on jobs and growth.

We are part of the Darlington Economic Campus, a cross-government hub bringing people together to work on key issues while being closer to the communities we serve. The campus enables people from across the UK to help shape the future, with flexible working supporting collaboration.

The Financial Services Group advises the government on promoting a stable and efficient financial services sector, delivering strong outcomes for consumers and businesses, enhancing the UK’s position as a global financial hub, and supporting economic growth.

The sector is vital to the UK economy, creating jobs, contributing to output, and providing essential services such as payments, mortgages, and retirement planning. During COVID, it played a key role in supporting individuals and businesses, including payment holidays and Bounce Back Loans.

We ensure firms such as banks, investment firms, financial advisers and insurers are well regulated, treat customers fairly, and operate in a competitive market with safeguards when things go wrong.

We also lead an international agenda, promoting openness and strengthening trading links through Free Trade Agreements, working closely with overseas colleagues.

Collaboration with stakeholders is central to our work, including regulators, consumer groups and industry, to support policymaking and priorities such as net zero.

The Prudential and Sustainability Team has a varied and high-profile remit, developing policy on prudential regulation and sustainable finance. The team is made up of two units: one focused on prudential issues (where this role will sit) and one on sustainability.

In recent years, the team has delivered significant legislation, including the UK’s approach to the final post-crisis reforms. It is also leading major changes to how UK banks and investment firms operate in overseas jurisdictions and delivering a programme to amend retained EU financial services legislation to ensure it works effectively for the UK.

This role sits within the Prudential and Sustainability team, although the wider structure of the Financial Services and Financial Stability Groups may evolve over time which could affect where in the department the role ultimately sits.

Job description

This is an exciting, multifaceted role at the heart of economic and financial policymaking, at a time when the legislative framework for financial services is evolving significantly. The role offers the successful candidate the opportunity to develop strong policy, legislative, and stakeholder engagement skills, while working on high-profile issues affecting the UK’s financial system.

The team is responsible for policy relating to the Capital Requirements Regulation, Securitisation Regulations, the Investment Firms’ Prudential Regime, and the Capital Requirements Directive. This legislation, developed in response to the 2008 financial crisis, ensures that banks hold sufficient capital against risks and that securitisation markets operate safely and effectively.

The post holder will be expected to adapt to changes in the regulatory and policy environment for banking prudential regulation and securitisation regulation, but key responsibilities will include:

1. Leading on key aspects of HM Treasury’s work on the Financial Policy Committee (FPC) review of bank capital.
2. Leading HMT’s work on the prudential treatment of cryptoassets, in collaboration with the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA).
3. Advising senior officials and Ministers on how UK regulators are implementing new rules on bank capital requirements and securitisation.
4. Supporting HM Treasury’s work assessing the impact of EU banking regulation on the UK and identifying appropriate mitigants to support the growth and competitiveness of the UK banking sector.
5. Developing and maintaining a strong understanding of prudential regulation, including frameworks such as Basel 3.1 (the final set of post-crisis reforms relating to bank capital), and monitoring developments in other jurisdictions’ implementation and the implications for the UK.
6. Supporting the development of securitisation policy, including providing advice to senior stakeholders on legislative requirements to enable regulator rulemaking.
7. Building and maintaining strong relationships across the PRA, FCA, industry, and HM Treasury to support effective policymaking.
8. Contributing to the wider work of the department to ensure financial regulation and policy supports competitiveness and growth, while maintaining financial stability.

This job requires:

1. Good verbal and written communication skills to provide the best quality advice to seniors and ministers.
2. Interpersonal skills to be able to take forward challenging long-term policy projects while delivering short-term tasks - such as briefing requests, at pace.
3. The ability to develop and maintain working relationships with internal and external stakeholders to support and influence policy development.
4. Sound judgement to make effective policy decisions and progress policy work in a fast-paced environment.

Candidate Drop-In Session

The hiring manager will be running a candidate drop-in session to give you greater insight about the role and HM Treasury, and ask any questions you might have. If you would like to join us, use the link below to join the call at the right time.

11am on 3 July 2026

Microsoft Teams meeting

Join: https://teams.microsoft.com/meet/364016535611333?p=znO06jXnJmHLbYeTsE

Meeting ID: 364 016 535 611 333

Passcode: Dm3r5t8c

If you would like to speak to the hiring manager informally prior to the closing date, please contact Deeven Seyan (Deeven.seyan@hmtreasury.gov.uk)

Visa sponsorship is not available for this role.

Person specification

Application Stage

Application Form

Applications should consist of a CV including your employment history, and a 250-word statement demonstrating evidence of each of the below shortlisting criteria. Your CV and employment history won’t be scored. It’s used to give context to your application and support discussions at interview.

The panel will review applications and invite those that best demonstrate evidence of the shortlisting criteria below for interview. Please keep this in mind when writing your application.

Please note that only applications submitted through Civil Service Jobs will be accepted.

1. Making Effective Decisions: Ability to look at complicated information, weigh up different options and clearly explain your recommendation
2. Delivering at Pace: the ability to meet short-term demands while continuing to progress longer-term strategic work.
3. Working Together: Ability to build good relationships with colleagues from different teams and use these connections to drive goals forward

The lead criterion is: Making Effective Decisions

If we receive a high volume of applications, we’ll first sift using the lead criterion only. Those meeting the minimum score will then be assessed against all remaining criteria.

Interview Stage

If you are successful at the application stage, you will be invited to interview where you will be assessed against the following criteria:

• Behaviours: Making Effective Decisions, Delivering at Pace, Working Together, Communicating and Influencing

Behaviours

We'll assess you against these behaviours during the selection process:

• Making Effective Decisions
• Delivering at Pace
• Working Together
• Communicating and Influencing

We only ask for evidence of these behaviours on your application form:

• Making Effective Decisions
• Delivering at Pace
• Working Together

Benefits

Alongside your salary of £43,090, HM Treasury contributes £12,483 towards you being a member of the Civil Service Defined Benefit Pension scheme. Find out what benefits a Civil Service Pension provides (opens in a new window).

• Generous Annual Leave - 25 days (rising to 30 after 5 years), plus public holidays and the King’s birthday.
• Outstanding Pension Scheme - Defined Benefit pension with employer contributions of 28.97%
• Parental Leave Packages - Including 6 months’ occupational pay for maternity/adoption, shared parental leave options.
• Flexible & Hybrid Working - Options include part-time, job-share, compressed hours, flexitime, and hybrid working (where business needs allow).
• Advance Schemes & Discounts - Rental deposit, cycle-to-work, SmartTech, season ticket loans, and access to HM Treasury’s benefits portal for a wide range of discount codes.

You can review HM Treasury’s full offer here.

Things you need to know

Artificial intelligence

Artificial intelligence can be a useful tool to support your application, however, all examples and statements provided must be truthful, factually accurate and taken directly from your own experience. Where plagiarism has been identified (presenting the ideas and experiences of others, or generated by artificial intelligence, as your own) applications may be withdrawn and internal candidates may be subject to disciplinary action. Please see our candidate guidance (opens in a new window) for more information on appropriate and inappropriate use.

Selection process details

This vacancy is using Success Profiles (opens in a new window), and will assess your Behaviours and Experience.

The reference to Experience above is system generated. For this role, experience is not assessed at any stage. We will ask for some CV details in your application form, but this is for reference only and will not be scored

Candidate Guidance

Please review the candidate guidance for an overview of the Success Profiles and STAR approach, along with top tips for applications and interviews.

Recruitment Timeline

• Closing date: 12th July 2026 before 23:55
• Shortlisting: w/c 13th July 2026
• Interviews: w/c 20th July 2026

This timeline is indicative and may be subject to change. We will inform you if there is a substantial change to the recruitment timeline.

If your contact details change at any time during the selection process, please ensure you update your Civil Service Jobs Profile.

Reserve Lists

You will be placed on a reserve list if your application is successful, but we cannot offer you a role immediately. Where more than one location has been advertised, candidates will be posted in merit order by location. You will be asked to provide your location preference on your application form. Please note that a place on the reserve list does not guarantee an offer.

If you are offered a role in your first preferred location and you decline the offer or are unable to take up the post within a reasonable timeframe, you will be removed from the reserve list, other than in exceptional circumstances.

Those on the reserve list may also be approached for similar roles at a lower grade. If you are offered a role at a lower grade and choose to decline, you can remain on the reserve list.

Internal Fraud Database Check

Candidates cannot apply to roles in the Civil Service if the application is made within a 5-year period following a dismissal for carrying out internal fraud against government.

Successful candidates will be subject to a check on the Internal Fraud Database. This check will provide information about employees who have been dismissed for fraud or dishonesty offences. This also applies to those who resign or otherwise leave before being dismissed for fraud or dishonesty offences had their employment continued. Any applicant’s details held on the database will be refused employment.

National Security Vetting

Everyone working with government assets must complete Baseline Personnel Security Standard (BPSS) checks. Additionally, successful candidates will be subject to National Security Vetting. The level of security vetting required for this role is Counter-Terrorist Check.

To allow for meaningful checks to be carried out, applicants will need to have lived in the UK for at least 3 out of the past 5 years. You will be asked to provide residency information within your application form, and eligibility for national security vetting will be checked once the advert closing date has passed. In certain circumstances, for example if you have been working abroad on a government posting, a lack of residency would not be a bar to security clearance however the Department will need to consider eligibility on a case-by-case basis once the advert closing date has passed.

Feedback will only be provided if you attend an interview or assessment.

Security

Successful candidates must undergo a criminal record check.Successful candidates must meet the security requirements before they can be appointed. The level of security needed is counter-terrorist check (opens in a new window).

See our vetting charter (opens in a new window).People working with government assets must complete baseline personnel security standard (opens in new window) checks.

Nationality requirements

This job is broadly open to the following groups:

• UK nationals
• nationals of the Republic of Ireland
• nationals of Commonwealth countries who have the right to work in the UK
• nationals of the EU, Switzerland, Norway, Iceland or Liechtenstein and family members of those nationalities with settled or pre-settled status under the European Union Settlement Scheme (EUSS) (opens in a new window)
• nationals of the EU, Switzerland, Norway, Iceland or Liechtenstein and family members of those nationalities who have made a valid application for settled or pre-settled status under the European Union Settlement Scheme (EUSS)
• individuals with limited leave to remain or indefinite leave to remain who were eligible to apply for EUSS on or before 31 December 2020
• Turkish nationals, and certain family members of Turkish nationals, who have accrued the right to work in the Civil Service

Further information on nationality requirements (opens in a new window)

Working for the Civil Service

The Civil Service Code (opens in a new window) sets out the standards of behaviour expected of civil servants.

We recruit by merit on the basis of fair and open competition, as outlined in the Civil Service Commission's recruitment principles (opens in a new window).The Civil Service embraces diversity and promotes equal opportunities. As such, we run a Disability Confident Scheme (DCS) for candidates with disabilities who meet the minimum selection criteria.The Civil Service also offers a Redeployment Interview Scheme to civil servants who are at risk of redundancy, and who meet the minimum requirements for the advertised vacancy.

Diversity and Inclusion

The Civil Service is committed to attract, retain and invest in talent wherever it is found. To learn more please see theCivil Service People Plan (opens in a new window) and the Civil Service Diversity and Inclusion Strategy (opens in a new window).

Apply and further information

This vacancy is part of the Great Place to Work for Veterans (opens in a new window) initiative.The Civil Service welcomes applications from people who have recently left prison or have an unspent conviction. Read more about prison leaver recruitment (opens in new window).Once this job has closed, the job advert will no longer be available. You may want to save a copy for your records.

Contact point for applicants

Job contact :

• Name : Deeven Seyan
• Email : Deeven.seyan@hmtreasury.gov.uk

Recruitment team

• Email : hrrecruitment@hmtreasury.gov.uk

Further information

Complaints Process: Our recruitment process is underpinned by the principle of appointment based on fair and open competition and appointment on merit, as outlined in the Civil Service Commissioners’ Recruitment Principles. If you feel your application has not been treated in accordance with these principles and you wish to make a complaint, you should in the first instance contact HMT by email at: hrrecruitment@hmtreasury.gov.uk. If you are not satisfied with the response you receive, you can contact the Civil Service Commission, which regulates all Civil Service recruitment.

Attachments

SEO Policy Advisor - Prudential Banking Role Profile Opens in new window (pdf, 127kB)